Based on a young driver's overall record (driver's ed/school attendance, driving test scores & experience on the road) and/or record of the teacher/parent who taught him, he should earn credits to lower his rate & be rewarded 4 safe driving habits.
Problem: Young and Responsible Insurance costs are excessively high for 18-25 age group. Aging shouldn't be the only recourse to lower costs. We're not all reckless!
Age is only a state of mind... (*** Staff Pick! ***)